Identity theft can really mess up a family

NJ.com has a Q&A pulled from Liz Pulliam Weston about how one can easily steal the identities of family members and the strife it can cause. For example, in order to deal with ID theft in many cases you need to send a creditor a police report. If you file a police report, the police are required to investigate which could land a family member into a heap of trouble. One good word of advice from the column via my friend Linda at the ITRC (where I volunteer):

Occasionally lenders will let a victim off the hook without such a report if the thief admits the deed, commits to making payments and has the means to do so, said Linda Foley.

Comments

[Jonathan Kraft]

It is good to know that lenders will do this, but does it really lead to justice? Or does the person committing the identity theft simply feel more able to go out and do it again?